Industry AI Workforce
Live Deployment
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Vehicle Loans & NBFCs
AI Workforce

End-to-end lending agents that cut disbursement TAT in half — from lead qualification to document collection, bureau checks, and EMI collections.

Agents: 5 Specialities
Human in the Loop: Mandatory
Deployment: 30 Days
Real Pain Points. Real Solutions.
3 Problems Your Vehicle Loans & NBFCs AI Team Solves From Day One
Use Case 01
DSA Time Wasted on Bad Leads
"50% of the leads our DSAs chase do not qualify. We find out after 5 days of effort."
The Cost
Each DSA chase costs Rs 1,500-3,000 in time. You are burning budget on leads who never had a chance.
What We Build For You
The Lead Qualification Agent screens every inquiry before it reaches a DSA — checking income, employment, vehicle type, and existing EMI load — and routes only qualified prospects for follow-up.
DSA time spent exclusively on qualified leads
Conversion from DSA contact to application jumps 3x
Cost per disbursed loan falls significantly
Use Case 02
12-Day Disbursement Cycle
"An average vehicle loan takes 12 days to disburse. 9 of those are document chasing."
The Cost
Slow disbursals lose you deals to faster NBFCs. Borrowers do not wait.
What We Build For You
The Document Collection Agent chases every required document via WhatsApp, validates readability and name-matching, nudges for re-submission if quality fails, and packages the complete file for underwriting.
Document collection drops from 9 days to under 48 hours
60% fewer incomplete applications reaching underwriting
Disbursement TAT cut in half with the same underwriting team
Use Case 03
Blanket EMI Reminders That Nobody Reads
"We send the same bulk SMS reminder to 50,000 borrowers. Half already paid. Half ignore it."
The Cost
Poor collections management is your biggest NPA risk. Personalised outreach converts 3x better.
What We Build For You
The EMI Agent sends personalised, timed reminders via WhatsApp — D-7, D-3, and day-of — handles payment queries, sends UPI links, and only escalates genuine defaults to your collections team.
Collection efficiency improves by 35%
Roll rates to 90+ DPD reduce significantly
Zero team time spent on borrowers who would have paid anyway
Agent Specialities
Your AI Workforce for Vehicle Loans & NBFCs
Agent 01

Lead Qualification

Screens every inquiry against your credit policy, verifies income and employment, checks vehicle type eligibility, and surfaces existing EMI load — ensuring DSAs only contact borrowers with a real chance of approval.

Agent 02

Document Collection

Chases required documents via WhatsApp, validates document quality and name-matching, flags errors immediately for re-submission, and creates organised file packages for underwriting — eliminating the longest TAT bottleneck.

Agent 03

Bureau Check Agent

Pulls credit bureau data automatically, surfaces negative flags and existing liabilities, calculates debt-to-income ratios, and produces a structured report for your underwriting team — removing manual CIBIL checks from your process.

Agent 04

Field Verification Coordinator

Manages field verification scheduling, tracks FV agent visits, logs property and employer verification details, and escalates inconsistencies to your underwriting team — ensuring accurate risk assessment before approval.

Agent 05

EMI Collections

Sends personalised payment reminders at optimal times, handles payment queries and UPI link distribution, tracks payment status across channels, and escalates only genuine defaults to your collections team — improving collection rates while reducing team load.

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